Terms of Use

Last updated: 3 November 2026

1. About these terms

This website is operated by Artho Advisors And Management Private Limited ("Artho"), registered office 124/1A, Raja Dinendra Street, Kolkata, West Bengal, India. By using it you agree to these terms. If you do not agree, please do not use the site.

2. General information only

Content on this website is general information about our services. It is not tax, legal, accounting or financial advice for your situation, and reading it does not create an advisory relationship. An engagement starts only when we agree a written scope with you.

3. Our services

Artho is an advisory and training firm. Descriptions of services are for information and may change. Fees, deliverables and timelines are set out in the written scope for each engagement.

4. Enquiries

When you submit the enquiry form, you confirm that the information you give is accurate and that you are authorised to give it. We will handle your data as described in our Privacy Policy.

5. Acceptable use

You must not misuse the site, attempt to gain unauthorised access, introduce malicious code, send spam through the form, or copy the site content for commercial use without our written permission.

6. Intellectual property

The content, design, logo and branding of this website belong to Artho or its licensors and are protected by law. You may view and print pages for your own business reference.

7. Third-party links

The site may link to third-party websites. We do not control them and are not responsible for their content or practices.

8. Disclaimer and limitation of liability

The site is provided "as is". To the extent permitted by law, Artho is not liable for any loss arising from your use of, or reliance on, the website content. Nothing in these terms limits liability that cannot be limited by law.

9. Changes

We may update these terms from time to time. Continued use of the site means you accept the updated terms.

10. Governing law

These terms are governed by the laws of India. The courts at Kolkata, West Bengal have jurisdiction over any dispute, subject to applicable law.

11. Contact

Questions about these terms can be sent through our Contact page.